We know that finding the right life insurance program can get confusing—and even a bit overwhelming at times. That’s exactly why we at Benefit Resource Group want to be more than just your insurance provider, we want to be your trusted coverage ally and friend.
By helping you navigate your way through one of the most crucial policy decisions you will ever have to make in your lifetime; we vow to secure you a tailored life insurance plan you can rely on. Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. At Benefit Resource Group we want to help you determine which life insurance policy type is right for you! Our dedicated team of life insurance experts understands ’s market and regulations and can find the right plan – or mixture of options – that fit your individual needs.
Most people choosing term life have a strategy for long term net worth. They need specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children it may make more sense to have a term life policy that covers the mortgage and living requirements until their children are old enough to provide for themselves – in this case the term would expire around the time your children move out.
Whole life can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time. Often times whole life policies will pay dividends – although not always. With a variety of alternatives and policy possibilities it’s understandable that you may feel a bit anxious. But remember, life insurance is all about you, and you are certainly worth insuring!
Term Life Insurance Basics:
Whole Life Insurance Basics:
Term and Whole Life Combined:
Give us a call and let one of our expert life insurance agents get you started on the right path. Contact Benefit Resource Group for more information and get a free life insurance quote today!